Know Yourself, Know Your Money: Discover WHY you handle money the way you do, and WHAT to do about it!

by Rachel Cruze, Dave Ramsey (Foreword by)

Overview

When it comes to money, it pays to know yourself.

This is NOT just another money book. Personal finance expert Rachel Cruze brings an all-new approach to the traditional money rules, and it all starts with your mindset.

Go beyond the Ramsey Baby Steps and get to the root of all of your decisions—your mind, your behaviors, and your beliefs— so you can change your money mindset for good.

You may already know how to make the right money decisions, BUT you probably still find yourself slipping into impulse purchases, dipping into savings, disagreeing on your budget with your spouse, and wondering “Why did I do that?!” If so, this book is for YOU. Rachel Cruze explains the psychology, strengths, and challenges that come with each of her brand-new Seven Money Tendencies:

Saver or Spender

Nerd or Free Spirit

Experiences or Things

Quality or Quantity

Safety or Status

Abundance or Scarcity

Planned Giving or Spontaneous Giving

Along with discovering where you land on the scale of Seven Money Tendencies, this book also introduces new ways to understand how your parents, your fears, and your beliefs impact your money mindset.

You’ll learn:

• Which of the Four Childhood Money Classrooms shaped your personality
• How the Six Core Money Fears can drive your most common money mistakes
• Why you handle money the way you do, and what to do about it

You DON’T have to white-knuckle your way toward financial freedom. This book will show you how to make taking control of your money so much easier (and fun).

Product Details

ISBN-13:	9781942121312
Publisher:	Ramsey Press
Publication date:	01/05/2021
Pages:	272
Sales rank:	147,067
Product dimensions:	6.00(w) x 9.10(h) x 1.00(d)

About the Author

As a #1 New York Times bestselling author and seasoned communicator, Rachel Cruze helps Americans learn the proper ways to handle money and stay out of debt. She’s authored three bestselling books, including Love Your Life, Not Theirs, Contentment Journal, and Smart Money Smart Kids. The daughter of Dave Ramsey, she uses the knowledge and experiences from growing up in the Ramsey household to educate others. She’s the host of The Rachel Cruze Show, which is available on Facebook and YouTube, and of The Rachel Cruze Show podcast, which is available on Apple Podcasts and Google Podcasts.

DAVE RAMSEY is America’s trusted voice on money and business. He’s authored seven bestselling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, The Complete Guide to Money, Smart Money Smart Kids and The Legacy Journey. The Dave Ramsey Show is heard by more than 16 million listeners each week on more than 600 radio stations and digitally through podcasts, online audio streaming, and a 24-hour online streaming video channel. Nearly 6 million people have attended Financial Peace University (FPU) classes at their church, military base, local nonprofit organization, or community group.

Table of Contents

Acknowledgments ix

Foreword Dave Ramsey xi

Introduction 1

Part 1 Discovering Your Personal Money Mindset

Chapter 1 Your Childhood Money Classroom 9

Chapter 2 Stressed Money Classrooms 19

Chapter 3 Calm Money Classrooms 27

Chapter 4 Your Unique Money Tendencies 39

Chapter 5 Your Money Fears, Part 1 65

Chapter 6 Your Money Fears, Part 2 81

Chapter 7 How You Respond to Money Mistakes 101

Chapter 8 The Best Way to Respond When Money Mistakes Happen 121

Part 2 Discovering What You Do with Money and Why

Chapter 9 What Motivates You to Spend Money 135

Chapter 10 What Motivates You to Save Money 157

Chapter 11 Discovering What's Most Important to You 173

Chapter 12 What Motivates You to Give Money 187

Chapter 13 How Committed Are You to Winning with Money? 205

Chapter 14 Change Your Money and Your Life 219

Conclusion 235

Notes 247

What People are Saying About This

From the Publisher

“Rachel does such a great job of getting to the root of why we make the money decisions (and mistakes) we do. This book is a self-discovery necessity.” —Marcus Buckingham, researcher, New York Times bestselling author, and founder of the Strengths Revolution

“I have often said if you want to understand someone, look at their checkbook and their calendar. How we spend time and money says a lot about who we are. Rachel goes deep into unraveling that mystery.” —Dr. Henry Cloud, New York Times bestselling author

“We’re all faced with the responsibility of managing finances. Rachel Cruze dives deep into why we interact with money the way we do . . . so you can make real progress toward your money goals!” —Candace Cameron Bure, actress and New York Times bestselling author

“If you want to be better at something, put better people around you. That’s what this book is! I grew up very poor. I had no money and no one to teach me about money. This book was perfect for me then. And frankly, perfect for me now.” —Bobby Bones, #1 New York Times bestselling author, and national radio personality

“This book will not only change your money habits, it will also improve your relationships—and your life!” —Christine Caine, founder of A21 and Propel Women

“Know Yourself, Know Your Money unravels the motives and mindset behind the unfortunate financial and lifestyle decisions people make, and then provides a clear plan for lasting change. A must-read for anyone who struggles with money . . .” —The Minimalists, Joshua Fields Millburn and Ryan Nicodemus, authors, podcasters, filmmakers, and public speakers